Collaborative postWhen it comes to financial security, we all know that it's a good idea to save something for a rainy day. But that can often be easier in principal than in practice.With most of us already living on a budget and stretching our monthly allowances to the limit, saving for the future can easily slip to the bottom of the priorities list. Saving a little each month is achievable though; you just need to change a few of your ...
Tips for handling debt
Collaborative postBeing in debt is not something anyone aims for, but a lot of us are probably in exactly that position. According to the TUC, the average UK household has £886 more non-mortgage related debt than they did the year before.If you’re in a situation where your debt is getting worse, or not going down, you need to take action to get it under control. Here are some tips for handling debt to get you started.First steps ...
How to budget for a switch to part-time work
Collaborative postIs making the switch to part-time work something you'd love to do?There are many reasons why people work part-time. Perhaps you’re returning to work after having a baby, and would like to reduce your hours to spend more time at home with your little one. Or you may be starting to think about retirement, but don’t feel ready to give up your job completely. Alternatively, it could be all about freeing up time to pursue ...
How to eat organic food on a budget
Collaborative postDo you try to eat organic food where possible? The last fifteen years have seen a huge increase in the availability of organic meat, fruit and veg and dairy products, reflecting the growing consumer interest in the benefits of choosing organic food over conventionally grown alternatives.Those benefits include a healthier diet with less artificial additives, reduced impact on the environment from synthetic ...
How to create a luxury bathroom on a budget
Think you need a big budget to create a luxury bathroom? Think again! This guest post has lots of clever ideas that won't break the bank.Your bathroom is one of the most important rooms in your home, and is much more than a functional area. Adding opulence and luxury to your bathroom can help to create a space that is both fresh and relaxing – and the good news is that you don’t need a huge budget to realise your dream. Here are some easy ...
Budgeting: top tips for getting it right
If you're looking to improve your money management skills, this guest post has lots of top tips on how to get budgeting just right.What is budgeting? Well, it's basically making sure that you are spending less than you’re bringing home, and it lays the foundations for every financial plan. Budgeting isn’t all about restricting what you spend money on and cutting all the fun out of your life. It's really just about understanding how much money ...