Collaborative post Are you dreaming of a fabulous holiday without breaking the bank? Credit card rewards programmes offer many ways to earn and redeem points for travel benefits, including flights, hotels, and restaurants. Indeed, numerous credit cards cater to travel enthusiasts, and if you play your cards right, you can maximise your points for your next vacation. This article will show you how to do this by exploring 11 ...
Smart ways to save money on heating oil
Collaborative post This summer was most definitely not the warmest we’ve had. As the chilly weather starts to set in and your heating oil tank becomes your best friend, finding ways to keep your home warm without breaking the bank becomes a top priority. Fortunately, there are several smart strategies you can employ to save money on heating oil. Let's take a look at some cost-effective tips to help you heat your home efficiently, and the ...
Financial benefits of car leasing over buying
Collaborative post In a world where families are constantly juggling expenses and striving to make the most prudent financial decisions, choosing between buying and leasing a car can be a real head-scratcher. With everyone tightening their belts and looking for ways to save money, it's essential to consider each option carefully. The benefits of car leasing While the allure of ownership may seem enticing, car leasing has emerged as a ...
How to have fun when travelling on a budget
Collaborative post Budgeting is essential to travel planning, but not everyone pays that much attention to it. Some people are comfortable with the costs associated with family travel, while others are keen to avoid unnecessary expenses. According to research, the average family holiday in the UK is pegged at around £4,800. This can represent a significant proportion of a household's finances, so naturally many families want to make some ...
How your family can go greener this year without breaking the bank
Collaborative post Making the move towards a more sustainable lifestyle is on everyone’s minds at the moment. The news reports about climate change have been impossible to ignore, from record-breaking heatwaves to alarming deep freezes, flooding and wildfires. With everything else that has been going on in the news over the last few years, it speaks to how pressing the issue of global warming is that these events have barely left the front ...
5 big monthly expenses that you might be able to significantly reduce
Collaborative post Everyone wants to save money, but it can be much easier said than done. It can often feel like all of your hard-earned cash is going right back out the door on the monthly expenses that so many of us are faced with. While you can't avoid some of these expenses, there are some that you can cut down on without too much difficulty. From your living expenses to your utility bills, here are five big monthly expenses that you ...
Catering to your family’s needs through the cost of living crisis
Collaborative post The past few years have been tough for many of us. The Covid-19 pandemic saw many of us stuck inside our homes for months, with our little ones missing out on school and our work suffering. Since then, things have improved, but haven’t necessarily got a whole lot easier. Many of us are facing a cost of living crisis, as the prices of everything from rent and food to fuel and energy are on the rise, while our wages aren’t ...
Fixer-Upper or Money Pit: how to sort gems from lemons
Collaborative post The abundance of property shows on TV over the last couple of decades has caused more people to consider buying a home that’s in need of renovation. This sounds great in theory; you get to put your stamp on a house, and will ideally add value which can be recouped in the long term when you eventually sell. However, some projects can turn from a dream to a nightmare, with unforeseen costs and unexpected disasters ...
Family finances: six ways to create good habits
Collaborative post When it comes to your family finances, do you feel in control, or is there room for improvement? Developing good money habits is the foundation for achieving your financial goals. Whether you’re aiming to reduce debt, move home, support your children or secure your retirement, you need to be able to manage your money effectively. Here are six ways you can take control of your family finances, improve your money ...
Money saving tips: 5 easy ways to add to your savings
Collaborative post When it comes to financial security, we all know that it's a good idea to save something for a rainy day. But that can often be easier in principal than in practice. With most of us already living on a budget and stretching our monthly allowances to the limit, saving for the future can easily slip to the bottom of the priorities list. Saving a little each month is achievable though; you just need to change a few of your ...